No one wants to fall sick. However there are various factors, physical, heredity and psychological that can cause a medical emergency. Medical insurance helps safeguard against such emergencies and helps us deal with the situation in the most appropriate manner. It is your safety net against the high cost of diagnosis and treatment. If you are diagnosed with critical illness, it is a huge challenge to cover the costs of the treatment. You can choose a critical illness insurance plan, where you will become eligible to receive $25,000.00 lump sum benefit within 30 days, if you are afflicted with any of the following ailments. Cancer Heart attack or stroke Coronary Bypass surgery Aortic surgery You can choose to use the money in whatever manner you like. It can be used to pay for your medical bills or hospital stay. If you are resident of Canada and are between the ages of 18 to 60, you are eligible to apply for the cover. If you are a non-sm